Costs, Opt-in, Opt-Out

September start students: All coverages are from September 1 to August 31. Prices are for the entire coverage period and cannot be pro-rated.

January new start students: All coverages are from January 1 to August 31. Prices are for the entire coverage period are cannot be pro-rated.

2021-2022 Prices:

 Individual (Full-time students automatically enrolled)Couple (additional cost to add one dependant)Family (additional cost to add many dependants)
Health Only207207440
Dental Only204204480

New January Start Students – Opting In (Joining the Plan)

January Opt-In Application Status: Closed (the opt-in period for new January 2022 start students closed February 16, 2022)

New graduate students beginning to study in January 2022 may join the plan by opting-in. This includes full-time, part-time and co-op students. New January start students may also elect to add their spouse (including same-sex and common-law couples) and/or dependent children to the plan. To opt-in, new January 2022 start students must complete the online opt-in application and paying the applicable fee by February 16, 2022. Note: only new January 2022 start students are eligible to opt-in to the plan at this time.

New January 2022 start students will be charged the applicable fee as listed above based on the selected plan. The coverage period will be January 1, 2022 to August 31, 2022. Students coverage will activated on February 18, 2022. Any claims made between January 1, 2022 and February 18, 2022 can be submitted once coverage is activated for consideration. On February 18, 2022, students who opt-in can create a GSC Everywhere account at

New January 2022 start students who are full-time will be automatically charged for the health and dental plan in September 2022 if continuing to study as a full-time graduate student for the 2022-2023 academic year. Part-time students continuing to study in the 2022-2023 plan year will need to opt-in to the plan during the Fall 2022 opt-in period. For all students continuing to study for the 2022-2023 plan year, any common-law, spouse, and/or children deponents will need to be opted-in during the Fall 2022 opt-in period to maintain enrolment in the health and dental plan.

January 2022 Opt-In Application: Closed

Opting Out (Leaving the Plan)

Opt-Out Application Status: Closed (the opt-out period for the 2021-2022 plan closed October 5, 2021)

Full-time students who are already covered under a comparable or better insurance plan may leave the plan, with a refund, by October 5, 2021. Students must opt-out of the plan on an annual basis before the opt-out deadline. Please use the opt-out application website to leave the plan for health coverage, dental, or both. Refunds will be made directly to students’ university account in November 2021.

To opt-out, students must provide proof of comparable or better alternative insurance when complying the opt-out application. The CUPE 4600 Teaching Assistant (TA) plan and University Health Insurance Plan (UHIP) are not valid comparable or alternative insurance plans that can be used to opt-out.

All opt-out applications must be submitted using the opt-out tool website prior to the October 5, 2021 deadline. No other proof of opt-out will be accepted including but not limited to, opt-out forms filled out on other students’ unions websites and/or their affiliated brokers or plan providers websites. No exceptions will be made.

Once the opt-out period closes, all opt-out applications will be reviewed. If additional information is required, students will receive an email requesting the details. Approved applications will receive a refund directly to their university student account in November 2021.

Undergraduate students (Bachelors degrees) who may want to opt out or opt in of their health plan should visit CUSA or contact CUSA by phone at 613-520-6688.

Fall 2021 Opt-Out Application: Closed