September start students: All coverages are from September 1 to August 31. Prices are for the entire coverage period and cannot be pro-rated.
January opt-in new start students: All coverages are from January 1 to August 31. Prices are for the entire coverage period are pro-rated.
Winter 2025
Only if you are beginning your studies for the very first time as a graduate student are you able to opt in yourself and/or your dependants from January 6th to February 14th (i.e You are starting Your First Term As A Graduate Student At Carleton University in Winter 2025.)
If you are a coop student starting in the winter, part time student or full time, this is your opt in period.
Fall 2024 Prices:
| Single Student | Couple (additional cost to add one dependant) | Family (additional cost to 2 or more dependants) | |
|---|---|---|---|
| Health Only | 282.84 | 291.31 | 601.00 |
| Dental Only | 180.84 | 193.19 | 496.78 |
| Both | 463.68 | 484.50 | 1,097.78 |
Fall 2024 New Start Students – Opting In (Joining the Plan)
The Opt-In deadline will be October 7th, 2024. After this deadline, no exceptions can be made. If you are a part-time or coop student you must fill out the opt-in form on our website as you will not be automatically enrolled in the healthplan. You can opt-in as soon as September 1st, when the link on our website will be live.
Students may also elect to add their spouse (including same-sex and common-law partners) and/or dependent children to the plan. All dependent children must be under the age of 21 unless enrolled in post-secondary school, full-time, then up to age 25.
The Opt-In timeline is from September 1st, 2024 to October 7th 2024.
To opt in dependants, students must complete the online opt-in application and pay the application fee by October 7th, 2024. The coverage period will be August 31st, 2023 to August 31, 2024. Students and applicable dependent coverage will be processed after October 7th ,2024 and will receive an email confirming plan activation. Any claims made between August 31st- October 7th, 2024 may be subject to a temporary inactive period where claims can be submitted retroactively. The temporary inactive period can be 1.5-2 months. Plan activation can be submitted once coverage is activated for consideration. Students who opt-in can create a GSC Everywhere account at www.gsceverywhere.ca.
The Opt In Portal Is Closed.
Opting Out (Leaving the Plan)
The Opt Out deadline is firm without any exceptions once it is passed. The deadline will be October 7th, 2024. The link will be live on September 1st and posted here.
You can only opt out of your benefit plan when the opt-out period is open. The form to opt-out will be opened from September 1st, 2024 to October 7th, 2024.
Please make sure that you opt-out correctly. The only way to opt out of the GSA Greenshield healthplan is through the form that is posted on our website on September 1st.
The Opt-Out Portal is Closed.
There is no option to opt out through Carleton Central, you must come to our website!
Incorrect opt-outs cannot be processed by the GSA
Full-time students who are already covered under a comparable or better insurance plan may opt to leave the plan, and must fill out the form by October 7th, 2024. Students must opt-out of the plan on an annual basis before the opt-out deadline. Refunds will be made directly to students’ Carleton Central accounts by the end of term 2024.
Health coverage includes prescription medications, medical items, practitioners, Inkblot Therapy, vision, accidental death and dismemberment (AD&D), and travel benefits. By opting-out of the health plan, students will not have access to these benefits. The dental coverage includes dental benefits. Opting-out of the dental plan will result in a loss of these benefits. Once the opt-out application is approved, students will not be able to join the plan by opting in for the remainder of the plan year.
To opt-out, students must provide proof of comparable or better alternative insurance when completing the opt-out application. The CUPE 4600 Teaching Assistant (TA) plan and University Health Insurance Plan (UHIP) are not valid comparable or alternative insurance plans that can be used to opt-out.
All opt-out applications must be submitted using the opt-out tool website prior to the October 7th, 2024 deadline. No other proof of opt-out will be accepted including but not limited to, opt-out forms filled out on other students’ unions websites and/or their affiliated brokers or plan providers’ websites. No exceptions will be made.
Once the opt-out period closes, all opt-out applications will be reviewed. If additional information is required, students will receive an email requesting the details. Approved applications will receive a refund directly to their university student account by the end of term 2024. Undergraduate students (Bachelors degrees) who may want to opt out or opt in of their health plan should visit the CUSA website.
Ensure that you are opting out of the right healthplan. Carleton University may have placed only a studentcare link at Carleton Central. Studentcare is not the healthplan of graduate students only undergraduates. Your graduate healthplan is from Greenshield Canada and only opt-outs from Greenshield Canada can be processed by the GSA.